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👋
Hey, I'm Benny.
I'm your self-driving budget. Tell me about your money and I'll show you one honest number: what's actually yours to spend — after every bill is guaranteed.
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You're set to keep it simple.
Most people keep everything in one account — I'll show one honest number, nothing extra to set up. You can switch to real accounts anytime.
Keep it simpleRecommended
All your money stays in one account. Benny shows what's truly yours after bills — nothing extra to set up.
Real accountsAdvanced
Only if you already keep bill money in separate accounts. Same number, just more hands-on — Benny tells you what to move each payday. Most people skip this.
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When do you get paid?
Add every paycheck the household counts on — your job, a second job, your spouse's pay. Take-home amounts, after taxes. Benny blends them all.
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One more thing.
Next you'll add your bills — rent, car, utilities, subscriptions. Each one gets a bucket that Benny fills a little every payday, so it's ready the day it's due.
benny360
Spend happy. Bills covered.
Yours to spend
$—.—
per day
Add income & bills to get started
👋 That number up top is what's truly yours to spend today — every bill's already set aside. Spend it without the guilt. That's my whole job.
⚠️ Heads up
👋 Your first pay cycle is the tight one — Benny's still filling every bucket from scratch. Once each one has a cycle behind it, your spendable number climbs and steadies out.
💸 It's payday!
Move these into your buckets, then check it off:
Left for you$0
Next payday's plan ·
Your paycheck$0
Left for you$0
Look ahead · each pay period
Benny's tips 💛
Daily check-in 👋
How did yesterday go?
No worries. Let's recalculate. 🔄
What's your actual balance right now?
$
🔥
Keep going. You've got this.
Your buckets
🔒 Each bill gets a bucket I fill a little every payday — so it's ready when it's due, and hard to raid by accident. Tap one to peek inside.
✨ Add bills fast
Paste a bill list or bank statement, or snap a photo — I'll read out your bills so you don't type them one by one. You check them before anything's added.
Import & export bills
Bulk-add from a spreadsheet, or download your bills (names, amounts, due dates) to keep or share.
Add a Bill
💡 A bill is anything you pay on a schedule — rent, car, utilities, a subscription. Add each one and I'll quietly set money aside every payday, so it's covered the day it's due. A rough date is fine.
Tap the ones you pay — I'll fill the name (rename it if you like), then you add the amount:
$
$
Optional — how much you've already set aside. Benny only asks you to fund the rest.
Group bills into the accounts you actually keep them in.
Money coming in
💵 Add every paycheck the household counts on — yours, a second job, your partner's. I blend them all and pre-fund your heavy weeks from the lighter ones, so your number stays steady no matter your pay schedule.
Your number now
$—
per day
Reconcile below to sharpen it
✅ How I keep you safe: the moment a bill's due, I treat that money as gone — even if your bank takes a few days to actually pull it. That way you never spend money that's already spoken for. When it clears, tick it here and I'll square up your real number.
What's in your account right now?
$
Did these come out yet?
Tick one as it hits your account — I'll drop your balance to match, so you and the bank always tie.
Your actual balance
⚠️ Heads up before you look
$
Settings
Simple works for almost everyone. Switch to Real accounts only if you already keep bill money separate.
Bucket style
Your accounts
Benny set you up with a sensible starter — a spending account plus a couple for bills. Rename them, add a nickname's last 4 digits, or add your own.
Payday timing
Off by default (safest). If rent and your paycheck both land the same day, Benny won't assume the deposit beats the bill — so it can't tell you to spend money that isn't there yet. Turn this on only if your deposits reliably post first.